Umbrella Insurance Quotes in the US

Explore umbrella insurance quotes with guidance from Connor-McClure Insurance Services. Umbrella coverage may provide additional liability protection beyond eligible home, auto, and business policies, helping you evaluate limits, exclusions, and coverage needs with greater confidence. Our team compares suitable options and explains how excess liability may fit your broader personal or business insurance strategy.

Insurance professional reviewing umbrella coverage options with a client

Our Umbrella Insurance Services

Compare excess liability options designed to complement personal, property, auto, and business insurance coverage.

Personal Umbrella Quotes

Review additional personal liability protection that may work alongside eligible homeowners and auto insurance policies, based on your assets, risks, and existing coverage.

Business Umbrella Quotes

Explore excess liability options for businesses seeking broader protection above underlying commercial policies, including property, general liability, and other eligible coverages.

Coverage Coordination

Coordinate umbrella or excess liability discussions with your broader insurance program so policy limits, underlying coverage, and exclusions receive careful attention.

Coverage Guidance

Understand Your Additional Liability Protection

Umbrella insurance can add another layer of liability protection above qualifying underlying policies, subject to policy terms, limits, and exclusions. Connor-McClure Insurance Services helps individuals and businesses review their exposure, compare suitable options, and understand how umbrella coverage may coordinate with home, auto, or commercial insurance. The goal is a clearer quote comparison and a more informed coverage decision.

Advisor explaining umbrella insurance coverage to a couple
Trusted Guidance

Coverage Confidence

See how thoughtful insurance guidance can make complex liability decisions easier to understand.

"Our standards in what we do are very high – my customers deserve and expect that. I feel the same way with who I do business with. Connor-McClure helped us to streamline our insurance program, make it easier to understand and deal with, and I would of went with that..."

Steve Vicari
Steve Vicari

"In the fast-paced world of architectural lighting, having a reliable insurance partner is essential. Connor McClure has consistently exceeded our expectations with their responsiveness, industry knowledge, and dedication. They don’t just help us navigate policies—they offer strategic advice that supports our growth and safeguards our future. We truly see them..."

Laura Rowe
Laura Rowe
The Connor-McClure Difference

Why Choose Connor-McClure Insurance Services?

Get knowledgeable guidance focused on your risks, coverage goals, and available insurance options.

Risk Clarity

We help you understand personal or business liability exposures before comparing potential umbrella coverage options.

Tailored Options

Recommendations are shaped around your specific requirements rather than a one-size-fits-all insurance approach.

Carrier Access

Access to multiple insurance carriers supports broader comparison when reviewing suitable coverage possibilities.

Licensed Guidance

Our agency is licensed across the listed states, supporting clients with knowledgeable insurance guidance across its service area.

Meet Your Insurance Team

Knowledgeable professionals help clients understand risks and compare suitable coverage.

Portrait of Jamieson Gilligan, insurance professional at Connor-McClure Insurance Services

Jamieson Gilligan

Jamieson Gilligan is a dedicated insurance professional with Connor-McClure Insurance Services, based out of the agency's Hampton, New Jersey headquarters. Jamieson works closely with both personal and business clients to help them understand the risks they face and identify insurance options that fit their specific needs. Drawing on the agency's licensing across seventeen states, Jamieson is able to assist clients throughout New Jersey and beyond with clear, straightforward guidance. Known for a professional and approachable style, Jamieson prioritizes education, ensuring clients feel confident comparing coverage options before making decisions. Committed to the agency's mission of providing knowledgeable, client-focused service, Jamieson takes the time to listen to each client's unique situation and deliver insurance solutions built on trust and industry expertise.

Portrait of Mariann Blanchard, insurance professional at Connor-McClure Insurance Services

Mariann Blanchard

Mariann Blanchard is a valued member of the Connor-McClure Insurance Services team, helping clients across New Jersey and the many other states the agency serves navigate their personal and business insurance needs. Mariann focuses on understanding each client's individual risks and matching them with suitable coverage options, reflecting the agency's commitment to professional service and industry knowledge. With a client-first approach, Mariann guides policyholders through the process of comparing insurance options, making complex decisions easier to understand. Mariann's attention to detail and genuine care for clients' well-being have made her a trusted point of contact for many families and business owners. She is dedicated to delivering the tailored, knowledgeable guidance that defines the Connor-McClure experience.

Portrait of Tracy Kephart, insurance professional at Connor-McClure Insurance Services

Tracy Kephart

Tracy Kephart is part of the Connor-McClure Insurance Services team, providing knowledgeable support to clients seeking personal and business insurance solutions. Operating from the agency's New Jersey headquarters and serving clients across seventeen states, Tracy helps individuals and business owners better understand their exposure to risk and explore coverage options tailored to their circumstances. Tracy's professional, detail-oriented approach ensures clients receive clear explanations and honest recommendations rather than one-size-fits-all policies. Whether assisting a new client comparing quotes or helping an existing policyholder review their coverage, Tracy brings patience and industry insight to every interaction. Tracy is committed to upholding the agency's mission of professional service and helping clients feel confident in their insurance decisions.

Portrait of Maria Clara de Oliveira, insurance professional at Connor-McClure Insurance Services

Maria Clara de Oliveira

Maria Clara de Oliveira is a dedicated team member at Connor-McClure Insurance Services, supporting clients throughout New Jersey and the agency's many other licensed states with their personal and business insurance needs. Maria Clara works to help clients gain a clearer understanding of their risks and connects them with insurance options suited to their specific situations. Her approach reflects the agency's core values of professional service and industry knowledge, ensuring every client receives thoughtful, individualized attention. Maria Clara is especially attentive to clients who are comparing quotes or exploring coverage for the first time, taking care to explain options in accessible terms. Her commitment to client satisfaction and clear communication makes her a trusted resource for those seeking dependable insurance guidance.

Portrait of Dan Gilligan, insurance professional at Connor-McClure Insurance Services

Dan Gilligan

Dan Gilligan is an experienced member of the Connor-McClure Insurance Services team, helping clients across New Jersey and the agency's broader service area of seventeen states find insurance solutions that match their needs. Dan brings a professional, informed approach to every client interaction, focusing on helping individuals and business owners understand the risks they face before recommending coverage. His work supports the agency's mission of providing tailored insurance guidance rooted in industry knowledge and attentive service. Dan is known for his straightforward communication style and willingness to walk clients through the details of their options, making the insurance process less overwhelming. His dedication to client education and long-term relationships reflects the trustworthy service Connor-McClure Insurance Services strives to provide.

Portrait of George Muraski, insurance professional at Connor-McClure Insurance Services

George Muraski

George Muraski is a knowledgeable insurance professional with Connor-McClure Insurance Services, assisting personal and business clients across New Jersey and the agency's many licensed states. George is dedicated to helping clients gain a clearer understanding of their insurance risks and guiding them toward coverage options that fit their unique circumstances. His work embodies the agency's mission of professional service and industry expertise, whether he's helping a new client compare quotes or assisting a long-time policyholder with a coverage review. George's approachable manner and commitment to thorough, honest guidance have earned the trust of many clients throughout the region. He takes pride in being a reliable resource for those navigating the complexities of personal and business insurance decisions.

Frequently Asked Questions

How much is a $1,000,000 umbrella insurance policy?

The cost of a $1,000,000 umbrella policy is based on factors such as the applicant’s assets, liability exposure, underlying home or auto coverage, property and vehicle details, claims history, and the insurer’s underwriting requirements. Pricing is not universal, and the quoted premium may differ between carriers. Connor-McClure Insurance Services can review your situation and help compare available options.

What does the umbrella insurance cover?

Is it worth having an umbrella policy?

What information is needed for an umbrella insurance quote?

Does umbrella insurance replace homeowners or auto insurance?

Can businesses obtain umbrella or excess liability coverage?

Are umbrella insurance quotes available in my state?

How can I compare umbrella insurance options?

Still Have Umbrella Insurance Questions?

Talk with our team about your risks, existing coverage, and quote options.

Umbrella Coverage Service Areas

Connor-McClure Insurance Services supports clients across its listed licensed states with insurance guidance and quote reviews.

Do We Serve Your State?

Ask our team about quote availability and coverage options in your state.

Request Your Umbrella Insurance Quote

Share your coverage needs and an insurance professional will help review suitable quote options.

Contact Us Today

For immediate assistance, feel free to give us a direct call at 908-782-3800. You can also send us a quick email at info@connor-mcclure.com.