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Connor-McClure Insurance Services, LLC
At Connor-McClure Insurance Services, we understand the specific risks and challenges that HVAC contractors in New Jersey face each day. From residential maintenance calls to large-scale commercial installations, HVAC work requires skill, reliability, and the right insurance protection.
We’re proud to help HVAC professionals across New Jersey find insurance options that match their business goals. Whether you’re a solo contractor or manage a team across multiple job sites, our agency is here to guide you through your coverage choices with clarity and care.

What Is HVAC Contractor Insurance?
HVAC contractor insurance refers to a group of policies designed to help HVAC businesses manage risk and safeguard their financial well-being. These policies can provide coverage for things like property damage, job site accidents, employee injuries, and equipment losses.
Depending on your operations, your insurance needs may include general liability, commercial auto, workers’ compensation, and commercial property coverage.
This type of insurance isn’t just about protection; it’s about resilience. It helps HVAC contractors respond more effectively when challenges arise, such as customer claims or damage to expensive tools.
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Who Needs HVAC Insurance in New Jersey?
Any business or individual providing heating, ventilation, or air conditioning services in New Jersey should consider HVAC insurance. This includes:
- Independent HVAC technicians
- HVAC installation companies
- Maintenance-focused service providers
- Mechanical contractors offering HVAC as part of a broader scope
If your work involves interacting with clients, entering homes or commercial properties, driving service vehicles, or using tools and equipment on a job site, then insurance may be a valuable part of your business planning.
In many New Jersey municipalities, proof of insurance is required before obtaining contractor licenses or permits. Additionally, larger commercial clients often require insured contractors before signing a service contract.
How Can You Get Started With HVAC Contractor Insurance?
If you’re ready to explore HVAC contractor insurance in New Jersey, we invite you to connect with our team. We’ll start by learning more about your business, operations, and goals. Then, we’ll provide customized insurance options that are tailored to your needs, not someone else’s.
Whether you’re launching a new HVAC company or reviewing your current coverage, we’re here to support your next step.
Contact Connor-McClure Insurance Services today to schedule a consultation or request a free quote.

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